Let Us Help You Get Your Vehicle Back

Losing your vehicle to repossession is more than just embarrassing. It can prevent you from being able to get to work. If that happens enough, you may lose your job and your difficult debt situation will become even worse.

How Long Has It Been Since Your Vehicle Was Repossessed?

We encourage people to talk to us about their repossession within 30 days of when it happened. Within that time period, we can take action to ensure the return of your vehicle.

When people file for bankruptcy, all collection activities, including repossession, need to stop immediately. This is called the automatic stay. Chapter 13 bankruptcy is based on a three- to five-year repayment plan that is tailored to your ability to pay. Over the course of that repayment plan, you can pay off a percentage of your towing and storage fees as well as arrearages to bring you current on what you owe.

What Is A Cramdown?

When the value of your vehicle is less than the amount you still owe, you may be able to cramdown the interest or the principal. For those who have owned their vehicles less than 910 days (about two and a half years), we can lower your interest rates. This can create substantial savings on a monthly basis. If the vehicle has been owned for more than 910 days and the amount you owe exceeds the value of the vehicle, we can cramdown what you owe to match the current bluebook value of the car.

We Have Helped Thousands Of People Get A Fresh Start

At Vance P. Truman, Attorney at Law, in Medina, Ohio, our firm is committed to using our experience and knowledge of debt relief options to help people overcome difficult debt situations like repossession. For more than 20 years, we have been helping people make the most of the relief that is available through the Bankruptcy Code. During that time, we helped thousands of people get the fresh start they deserved. We are happy to take the time to discuss the particular circumstances of your situation to see how we can help you.

Call 330-591-4729 or contact us online to set up a free initial consultation with our repossession attorney. Helping you get your vehicle back may be just part of the good we can do for you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.