Vance P. Truman, Attorney at Law
Putting People's Financial Worries Behind Them Free Initial Consultation
330-591-4729

Four key rights when facing wage garnishment

Wage garnishment is a way for those who are owed money to collect it from you after the debt becomes delinquent, without having to rely on you to pay it. Instead, the money is taken from your paycheck straight from your employer.

For example, if each monthly paycheck is for $4,000 and $1,000 is being garnished, you'll simply get paid $3,000 and the other $1,000, which you never see, goes to pay off the debt.

As you can imagine, this can feel like quite a violation. Can they really take your money up front like that? Is there anything you can do?

The best place to start is simply by making sure that you understand all of your legal rights. Some of them include:

-- You must be notified. Money cannot be garnished before you're told what is happening.

-- You can dispute the garnishment. For example, maybe you don't owe the money, but an accounting mistake makes it look like you do.

-- You shouldn't lose your job the first time. A single garnishment doesn't warrant a firing.

-- Some types of income can't be garnished. For instance, money can't be taken from veterans' benefits or Social Security benefits.

When you get that notice in the mail, or when money starts disappearing from your paychecks, you're going to need to understand all of the legal options that are available to you. Remember that you do have rights, whether or not you owe the debt. Always make sure you understand what they are and what steps you can take to get everything sorted out.

Source: Nerd Wallet, "Garnishment: What It Is, What You Can Do About It," Sean Pyles, accessed June 15, 2017

No Comments

Leave a comment
Comment Information

Get the debt relief you need, the personal attention you deserve.

Call us today for a free consultation at 330-591-4729, or fill out the form below, and we will contact you.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Contact Information Vance P. Truman, Attorney at Law

689 Lafayette Rd.
Medina, OH 44256

Phone: 330-591-4729
Fax: 330-722-3410
Map & Directions

Payment Plans Available Call Us For Your Best Suitable Payment Option

VISA master card American express Discover network