Affordable Repayment Plans Under Chapter 13

Many people who are suffering under difficult debt may still be earning regular income. They may not believe that there are options to help them get a fresh start. Chapter 13 bankruptcy provides debt relief to people who are earning regular incomes. It also can help those who do not qualify for a Chapter 7 bankruptcy.

Chapter 13 utilizes a three- to five-year repayment plan that is customized to your ability to make payments. People pay a percentage of the bills that they have over that period and at the end leftover amounts are discharged.

Protecting Your Home

Chapter 13 bankruptcy allows people to put a stop to all collection activities. This can be invaluable when your home is threatened by foreclosure. The repayment plan that is part of Chapter 13 bankruptcy allows people to pay off arrearages over an extended period. When you are discharged from Chapter 13, you will be current on your mortgage.

Motor Vehicle Repossession

Repossession of a car truck or other motor vehicle is another issues with which Chapter 13 can provide assistance. If we can file for Chapter 13 protection within 30 days of your vehicle being repossessed, we can get it back for you.

We Have Helped Thousands Of People Get A Fresh Start

At Vance P. Truman, Attorney at Law, in Medina, Ohio, we provide skilled guidance to those who are facing difficult debt and who need to protect a significant asset like their homes. Stopping foreclosure is one of the main reasons people come to us for Chapter 13 help. We can create an individualized plan that allows you to come current on your mortgage while discharging what debt we can to help put you on solid ground at the end of the repayment period. Over the past two decades, we have helped thousands of people get the help they deserve.

Call 330-591-4729 or contact us online for a free initial consultation where our Chapter 13 bankruptcy attorney can help you understand your debt relief options.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.