For decades, home ownership has been an essential part of the American Dream. People can experience happiness and success without owning their own home, but being responsible for one's own property is still one of the widest avenues to the middle class.
Mortgages can make home ownership more possible and efficient for earners. These structured loans can open a house for a down payment, but they also give banks and other mortgage providers power over the property if recipients cannot keep their payments up to date.
When a bank foreclosed on her house, a Garfield Heights woman applied for an extension to avoid being kicked out. The court ruled for a 90-day extension because she suffered chronic obstructive pulmonary disorder (COPD), a disease limiting her mobility.
The bank persisted and sought another order in their favor from another court. They posted a three-day eviction notice after the ruling, according to the homeowner. "I felt like they were bullying me out at that point," she said. "I felt sick, like no way out, trapped in a box with Saran wrap over your face." She left hospital care to fight the eviction in court.
"This court is perplexed by the attempt to sidestep the original grant for extension issued by this court," the judge said in court documents. The homeowner is currently suing the bank.
Ohio homeowners have the right to fight foreclosure and keep their homes. This may take the form of acquiring court orders, restructuring home loans and other legal forms of protection. An attorney can help people experiencing financial difficulties fight to keep their homes and support their families until they recover.
Source: News 5 Cleveland, "Woman granted a 90-day stay in her foreclosed home, bank tries going to a different court," Amanda Van Allen, March 14, 2018