Millions of workers in Ohio and around the country face anxiety when their pay stub arrives. Taxes, insurance costs and other withholdings can make a salary seem paltry. But nothing compares to looking at a stub and finding up to a quarter of one's take-home pay gone.
This happens to subjects of wage garnishment. Buckeyes who have their wages garnished are generally suffering under debt significant enough for a creditor to have obtained a court order. Although this may be a frustrating discovery, it is possible to work with creditors to lift a garnishment order.
How much can a creditor take in wage garnishment?
Federal and Ohio state law generally restrict garnishment to 25 percent of a salary's post-tax value. A flat value that allows the subject to continue living and working may be substituted if a person is below the poverty line or otherwise not able to keep up with costs of living under garnishment.
How can I stop a wage garnishment?
A garnishment may be lifted when a debt is repaid or the debtor has negotiated a different arrangement with creditors. A lawyer may help a debtor get out of a garnishment order under specific circumstances or if a debtor has begun negotiating an arrangement.
Can I be fired because my wages are being garnished?
Since a garnishment order does not impose a cost on the employer, there should be no reason for termination. Ohio law dictates that an employee may not be fired if one creditor is garnishing wages within one year. Additionally, a person may not be fired for wage garnishment that pays a support order from family court.
Source: Community Legal Aid, "Wage Garnishment in Ohio," accessed April 13, 2018