Vance P. Truman, Attorney at Law
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You can't take everything during foreclosure

The bank forecloses on your house. You have to move out. You know that you can take your personal items, even the large furnishings, like your couch and your dining room table. They don't go with the house, and you can move them to your new residence. But is there anything that you shouldn't take?

Definitely. If you take things you're not allowed to remove, it could make your legal situation even worse. Don't assume that everything is up for grabs; don't take everything just because you are angry about losing the house. Some things that you're not allowed to take on your way out of the house include:

  • Doors and the related hardware
  • Countertops and cabinets from the kitchen
  • Big appliances that are built into the home, such as dishwashers and stoves
  • Air conditioning units, furnaces and other parts of your HVAC system
  • Ceiling fans and light fixtures
  • Vent covers, screens and windows
  • Sinks and other plumbing fixtures
  • Fencing, built-in pools and other landscaping elements
  • Built-in bookshelves and related features

Some of this may seem clear to you; of course you can't take the windows. Other things can be more complicated, though. Maybe you just bought a new dishwasher, and you feel like the unit belongs to you personally. Maybe you put up those new light fixtures to replace old ones. If you have a built-in microwave, you can't take it, but you can take a microwave that is just sitting on a counter.

If you have any questions about this process, make sure you know what rights and options you have.

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