Vance P. Truman, Attorney at Law
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Posts tagged "Chapter 13"

How is a Chapter 13 bankruptcy repayment plan set up?

Chapter 13 is the repayment type of bankruptcy. Individuals who file for this type of debt relief are generally able to hold on to their property after their bankruptcy is said and done. The reason that individuals who file for Chapter 13 can hold on to what they have is because they work with their creditors to come up with a repayment plan.

What are the requirements for Chapter 13 bankruptcy eligibility?

Before deciding to commit to a bankruptcy filing, you will need to go through the process of choosing which bankruptcy Chapter to file for. This is not always simple, because you will need to decide which bankruptcy Chapter would work best for you, and figure out whether you are eligible.

What is a zero-based budget?

You file for Chapter 13 bankruptcy. You know that means that you're going to have to make monthly payments on the balance of the debt until you pay it back. Since you have a steady income, you know it's possible.

Why is Chapter 13 bankruptcy called a wage earner's plan?

Bankruptcy is a means by which overwhelmed individuals and businesses can seek financial forgiveness. In order to protect the interests of companies that extend credit, the federal government has certain rules and restrictions in place regarding bankruptcy.

Chapter 13 bankruptcy can provide you with financial stability

A bankruptcy filing is something often viewed as a negative event in a person's life. This doesn't have to be the case. If you are considering filing for Chapter 13 to reclaim your financial future, you should look at this as a good opportunity to start fresh. We understand that you might have questions that you need answered. We are here to help ensure you understand the process so that you can get things going quickly.

Get the debt relief you need, the personal attention you deserve.

Call us today for a free consultation at 330-591-4729, or fill out the form below, and we will contact you.

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